Todd Uzzell
NMLS #1525192 | Starboard Financial NMLS #156931
20+ years Arizona lending. Specializing in FHA, VA, USDA, Conventional, Jumbo, and Down Payment Assistance loans for Anthem homebuyers, first-time buyers, and growing families.
Call 480-330-1724
Welcome to your trusted local mortgage resource in Anthem, Arizona. At Todd Uzzell Mortgage, I specialize in helping families, first-time buyers, and investors secure the right home loan, with the local knowledge and personal service that a smooth lending process requires.
Why Work With a Local Anthem Mortgage Lender?
Anthem is a master-planned community in north Phoenix known for its golf courses and family-friendly amenities. I understand the local market here and can help you find the right loan for your situation.
Loan Programs I Offer
Living in Anthem, AZ
Anthem offers a family-friendly lifestyle with strong schools, parks, and community events, including Anthem Community Park and nearby hiking trails.
Anthem Mortgage Questions
How much down payment do I need to buy a home in Anthem, AZ?
It depends on the loan program. FHA loans require as little as 3.5% down, conventional loans can go as low as 3% for qualified first-time buyers, and VA loans offer 0% down for eligible veterans. Arizona down payment assistance programs like Home Plus and Home in Five can reduce this further.
What loan programs are available for Anthem homebuyers?
Anthem buyers can choose from Conventional, FHA, VA, USDA, Jumbo, Non-QM, and Hard Money loan programs, along with Arizona down payment assistance programs, depending on credit score, down payment savings, and the type of property.
Why work with a local Anthem mortgage lender instead of a national call center?
A local lender understands Arizona-specific programs, the local real estate market, and can often respond faster with personalized guidance, compared to a national call center handling loans in dozens of different states.
Can I get a mortgage with bad credit in Anthem?
Yes. Portfolio loans and manual underwriting programs allow credit scores as low as 560. We specialize in credit repair referrals.
How long does it take to close on a home in Anthem?
A typical mortgage closes in 30-45 days from pre-approval to closing.
Are there down payment assistance programs for Anthem first-time buyers?
Yes. Arizona Home Plus forgives up to 4% down payment assistance after 60 months. Home in Five provides similar benefits.
Start Your Mortgage Journey Today
Ready to make Anthem your home? Let's find the right mortgage solution for your situation, whether you're buying your first home, refinancing, or investing.